Commercial, Construction & Small Business Solutions
Commercial Loans
I know how difficult putting together deals can be for student rental properties, multi-residential (5+ units), mixed-use properties and storefronts, retail units and plazas, office units and buildings, commercial condo units, light industrial condo and buildings. Luckily, I have lenders with programs that can cut through the confusion and create a solution for your client with the following lending criteria:
- Up to 75% LTV
- Up to a 40-year amortization
- Capped lender fee
- No limit on the number of properties your investor can own
- Title can be registered in company name
- Loan amount starting from $200 000 to $2.5 million
- Debt service 1.10x
- Minimum Beacon score of 600
- 2nd mortgages considered up to 85% LTV
Construction Loans
Construction financing is one of my many strengths. My lenders have years of experience in managing construction loans, and the program is designed to make the process as straightforward as possible for you.
The construction lending program works on a Loan to Cost basis. What does this mean? It means that your loan amount will be determined as a percentage of your project budget. Your budget includes the land value plus the soft and hard costs of construction. Lenders will consider lending to 75% of this amount, depending on the location of your project. Contact me now for more details.
SMALL BUSINESS LOANS
Not Able To Borrow From The Bank?
Are you a small business owner that requires cash injections to achieve your goal but are not able to get this money from the banks? I can help. I have access to some lenders that will lend to credit-challenged businesses across Canada without any security. This is a great option when the bank can’t provide the loan needed. I can lend to beacon scores as low as 550. Usually, providing the funding, required by the business to reach its next level, within 6 days. One of the most valuable tools I offer is a variable repayment plan to make sure that cash flow is never hindered during the growth stage. My goal is to develop the credit of each client so that they can be redirected back to the banks for all future funding and account needs. I have access to private capital for business start ups, business acquisition and commercial deals.
Preferred industries: Retail, restaurant, spas and salons, manufacturing, logistics (not owner operator) etc. Basically, ideal candidates are high volume/low ticket items businesses.
Prohibited industries: Construction, skilled workers, trucking (owner), real estate agents, brokers, property management etc.
